Buyer's Guide

Notice I said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

Looking for your dream home can be exciting—but also overwhelming. That’s where I come in. I’ll help you find properties that match your style and needs, arrange showings, and guide you through the offer process with confidence. With my market knowledge and experience, I can help you spot the right opportunities and navigate negotiations smoothly. Let me take the stress out of the search and show you homes that truly fit your vision, so you can focus on finding the one that feels like home.

Once you’ve found the right home, we’ll craft a fair offer based on comparable properties and market conditions. I’ll guide you through negotiations if the seller counters, helping us reach an agreement. After both parties sign the purchase agreement, the home sale becomes pending, during which inspections, appraisals, and other contract requirements are completed before closing.

In Indiana, most offers include an inspection contingency to check for major structural issues or costly repairs. I will recommend a list of trusted inspectors, and you can schedule the inspection, usually within days of making your offer. If no major problems are found, the sale remains pending and moves toward closing. If issues arise, I will help you negotiate repairs, credits, or explore additional options.

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.